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Non-Cancelable Policies​

A Non-Cancelable trade credit insurance policy contract is an option which offers the policy holder steadfast coverage, even if the creditworthiness of the buyers deteriorate during the policy period.  Buyer coverage approved at policy inception cannot be cancelled by the carrier as long as the buyer is paying on time or within the maximum extension period.  This provides a reliable borrowing base, when compared to the cancelable programs. 

These carriers generally rely on the policyholder to provide supporting documentation of their buyer’s creditworthiness, making these policies a good choice for companies with well developed credit and collection procedures.

For clients seeking a trade credit insurance policy to support their financing, the goal is to structure a policy which will allow for the maximum borrowing base for the least amount of premium and low administration.

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